2026-10-14T13:01:42Z https://www.scidb.cn/oai

10.57760/sciencedb.07105 2023-01-12T16:14:38Z

2023-01-12 MOBILE MONEY AND FINANCIAL INCLUSION: THE ROLE OF INSTITUTIONAL QUALITY doi:10.57760/sciencedb.07105 en The paper uses cross sectional data of Ghana. It employs secondary data sourced from the World Development Indicators (WDI), Ghana Payment System and World Governance Indicators (WGI) datasets 2014 to 2021. The study uses quality institutional measures from the WGI and comprises of rule of law, governance effectiveness, political stability, control of corruption, voice and accountability and regulatory quality. Financial inclusion is obtained from the World Development indicators and comprises of; the number of ATMs per 100,000 adults; the number of bank branches per 100,000 adults; the number of credit cards per 1000 adults; and account ownership at a financial institution or with a mobile money service provider. Mobile money is measured by the volume of mobile money transactions annually. It is obtained from the Ghana Payment System from Bank of Ghana database. The paper controls for infrastructure, mobile phone subscription, inflation, GDP growth, financial development, sourced from the WDI. The data were cleaned and put into Microsoft Excel foe easy analysis.  Mobile Money; Financial Inclusion; Institutional Quality Isaac Bawuah PUBLIC https://creativecommons.org/licenses/by-nc-sa/4.0/ dataset http://www.doi.org/10.21203/rs.3.rs-2454250/v1 Science Data Bank